LazyBar Casino, Full Review: Games, Bonuses & What to Expect
Launched in 2024 under Terdersoft B.V. on a Curaçao licence, LazyBar arrived with 6,000+ games and a monthly withdrawal ceiling of €15,000. The tagline says “Where Winning Meets Relaxation.” The cashier says something more measured. Both things can be true at once, and you should know that on the first page rather than the third.
We run on the Extendy white-label platform. That is the honest starting fact. It means the shell of the account, the lobby structure, the KYC flow, the loyalty logic, all come from a shared codebase. What sits inside that shell, the 59-title LazyBar Originals studio, the seven cryptocurrencies at the cashier, the ComboBoost on the sportsbook, is what we have built out for this brand.
You will see the word “relaxation” in our marketing. You will also see specific numbers in this review: €2,000 daily withdrawal, x35 wagering on the welcome, x10 max-win cap on bonuses. Read them together, not separately. If you want a casino that spins fast and pays fast without asking questions, we are not that casino. If you want breadth, crypto, and a real live-dealer floor with 308+ tables under one login, keep reading.
This is the full walkthrough: games, bonuses, cashier, KYC, VIP, mobile, sportsbook, support, licensing. Every number here comes from our own terms and our own product. Where a claim is thinner than we would like, we say so.
LazyBar Casino Welcome Package
€800 + 250 free spins across 3 deposits with €15 minimum each. 35× wagering on bonus, 7 days to clear.
- Select your deposit tier. Each tier has its own match rate.
- Slide your deposit amount. Set how much you plan to deposit.
- See your bonus. Bonus and wagering update instantly.
LazyBar Casino Games
A 2024 white-label with 6,000+ titles is not unusual on its own. What is unusual is what sits underneath that number. 111 providers listed, nine of them live. A 59-title Original Games category built in-house. A 15-title exclusive shelf negotiated with four named studios. And 308+ live tables broken across Roulette (46), Blackjack (200), Baccarat (69), Game Shows (19), Poker (2) and Drops & Wins Live (75).
That last figure is what breadth actually means. Two hundred blackjack tables. Which is a real inventory observation you can verify by opening the live lobby now.
The games at LazyBar sit across a genuine spread of studios, from Pragmatic Play and BGaming down to smaller labels like Toucan Royale and Betora that most casual players will not have encountered before. The 6,000 figure is a shelf count, not a curation, but the spread is real.
Slots, Jackpots & Specialty Games
The 6,000+ figure looks like one number until you break it into shelves. Then it starts telling you what the catalogue actually is.
- Bonus Buy: 1,900 titles. Big Bass Football Bonanza (Pragmatic Play), Wild Cash x9990 (BGaming), Lord of the Ocean Symbols (Novomatic), Triple 5’s: Supercharged (Penguin King), Trout’s Treasure Counterattack (Spinomenal), Burning Coins 40 (Endorphina).
- Books: 76 titles. Book Of Cats (BGaming), Alice Cooper & the Tome of Madness (Play’n GO), Book Of Mummies (Gamebeat), Book of the Priestess (Evoplay).
- Drops and Wins: 61 titles. Big Bass Bonanza, Big Bass Splash, Sweet Bonanza, Sugar Rush, Wolf Gold, Book of the Fallen, all Pragmatic Play.
- Jackpots: 35 titles, built largely on the Penguin King Hold & Win family. Crack More Piggy Banks, Super Grand Link Express, Super Cash Boost: Hold & Win.
- Instant Win: 135 titles. Fishing Time (BGaming), Tower Rush (galaxsys), Plinko Birds (Betora), Chicken Train (100hp), Golden Plinko (Belatra Games), RedJet (Gamzix).
- Hot: 46 titles. Fury of Anubis, Burning Chilli X, Crown Coins, 3x5 Hold The Spin, Hell Cash, Cash Connection Sizzling Hot.
- Trending Now: 72 titles, New Games: 49 titles, Top Games: 47 titles.
We maintain a published list of slot games at LazyBar excluded from bonus play. Before wagering a bonus on any title from the Bonus Buy shelf, open that list. It is the single most common way bonuses get accidentally voided.
LazyBar Live Casino & Originals
We run 308+ live tables. Here is how that breaks down, because a single count hides more than it reveals.
| Live Game Type | Table Count |
|---|---|
| Blackjack | 200 |
| Drops & Wins Live | 75 |
| Baccarat | 69 |
| Roulette | 46 |
| Game Shows | 19 |
| Poker | 2 |
Nine live providers feed that floor, with Evolution as the load-bearing name. On the other side, the LazyBar Originals studio is not a rebrand of someone else’s software. It is a 59-title Original Games category we built ourselves: Chicken Road, Chicken Road 2, Chicken Road 2 Bonus, Chicken Coin, Plinko1000, Penalty Unlimited, Joker’s Clash. Those titles are ours, not licensed.
Separately, there is a 15-title Exclusive shelf from Maybrix Studios, Amiry Games, Good Luck Games and Alfa Games Studio. Third-party built, first-party exclusive. Two different categories that are easy to conflate. The LazyBar live casino lobby keeps them in separate rails so the distinction stays visible.
Notable & Exclusive Titles at LazyBar
The point of naming titles is that anyone can count games. Fewer people can tell you which ones you can only play here.
- In-house Originals (LazyBar Originals): Chicken Road 2, Chicken Road, Plinko1000, Penalty Unlimited, Joker’s Clash.
- Third-party exclusives: Mad Jesters: Hold & Win (Maybrix Studios), Power Train - Hold & Win (Alfa Game Studio), Chicken Run (Amiry Games), Chilli Cash Clash (Good Luck Games), Crystal Inferno (Maybrix Studios), Frog Leap (Amiry Games).
- Top popular titles: Coin Strike Hold and Win (Playson), Crack More Piggy Banks (Penguin King), Gold Rush with Johnny Cash (BGaming), Sweet Bonanza 2500 (Pragmatic Play), Wild Cash x9990 (BGaming), Big Bass Splash (Pragmatic Play), Hot Step 2 Extreme (jacks), 3 Coin Volcanoes (Booongo).
- Notable jackpots: Crack More Piggy Banks, Super Grand Link Express, Super Cash Boost: Hold & Win, all Penguin King.
Games on the platform are offered under provably fair technology per our own description of the library. Take that as a claim; verification sits at the individual title level, not blanket across the catalogue.
Free Demo Slots at LazyBar
LazyBar Bonuses and Promotions
The advertised “up to €1,500” welcome headline is real. It is also constrained by a cap most players do not read until they try to withdraw: winnings from any bonus are capped at x10 the bonus amount. Bonuses are sticky. Default wagering is 40x the bonus. Max bet during wagering is €5.
Read those four facts together and the LazyBar casino welcome bonus looks different than the promo banner does. Not worse, necessarily, but different. A €150 first-deposit bonus caps your withdrawable winnings from that bonus at €1,500. That is the arithmetic. The rest of this section respects it.
Welcome Package Breakdown
Three deposits, three match rates, a Free Spins drip, and a promo-code trap named properly in the KYC section below.
| Deposit | Match % | Max Bonus | Free Spins | Min Qualifying Deposit |
|---|---|---|---|---|
| First | 100% | up to €1,500 advertised; 150 EUR / 225 CAD / 150 CHF / 1500 NOK per bonus terms | 150 | 15 EUR / 22.5 CAD / 15 CHF / 150 NOK |
| Second | 55% | up to €500 advertised; 150 EUR standard cap | 100 | 15 EUR or equivalent |
| Third | 100% | up to €500 advertised; 150 EUR standard cap | (none) | 15 EUR or equivalent |
Free Spins are dripped, not dumped. After the first deposit: 50 Free Spins per day for the next 3 days. After the second: 50 Free Spins per day for the next 2 days. Free Spins run on Gates of Olympus, with BGaming alternatives (Aztec Magic, Aztec Magic Deluxe, Johnny Cash, Platinum Lightning, Platinum Lightning Deluxe) if Gates is unavailable in your region.
Activation window is 3 days. Free Spin duration and Free Spin result duration are 7 days. Max win from signup Free Spins: 50 EUR or equivalent. Wagering is x35 on bonus + deposit per external listings; our general bonus terms default to 40x the bonus unless otherwise specified. Welcome Package bonuses are valid 7 days from credit.
Finland is on a completely separate offer. Finnish players receive a dedicated 250 Free Spins package (50 immediately, the remainder daily over 5 days) on BGaming slots, replacing the standard deposit-match package entirely. If you are signing up from Helsinki, ignore the match bonus table above.
Bonus Terms, Wagering & Recurring Offers
The load-bearing bonus facts, all in one place, because they determine whether the welcome actually pays you.
All bonuses are sticky. Wagering defaults to 40x the bonus. Max bet during wagering is €5. Winnings are capped at x10 the bonus amount. That combination overrides the headline number.
Game weighting: slots 100%, Buy Feature 50%, live roulette and blackjack 10%, instant win 5%, table games, scratch and live games 0%. Bonus validity: 14 days on general bonuses (7 days on the Welcome Package specifically). A €5 bet cap violation voids the bonus outright, no warning.
Now the mechanic that actually earns well: rakeback up to 18%, no cap on the rakeback amount or on winnings from it, released instantly from €0.1 accumulated. Weekly rakeback credits 7 days after the bet, monthly rakeback 30 days after. Only slot bets on real funds qualify (bonus bets do not count), and the exact percentage depends on the previous day’s deposit sum. Alongside that, Weekly Cashback runs up to 25%.
Tournaments run in parallel. Rookie Rumble: €2,500 daily. Daily Bronze Tournament: €2,500. Live Tournament every 3 days: €10,000 on live tables. Provider network events on top: Drops & Wins (€25,000,000 across Pragmatic titles), Spinoleague 2026 (€12,000,000 on Spinomenal), BGaming Drops (€1,000,000), Evolution World Cup Drops (€500,000). Prize Each Day runs daily. HighRoller reload (code 50HIGH) is 50% up to 500 EUR, weekly, minimum 300 EUR deposit, only after the Welcome Package is fully cleared. Sunday Reload (code RELDAY) is 25% up to 100 EUR for players with 3+ deposits.
Latest Big Wins at LazyBar
LazyBar Payment Methods
Sixteen methods, seven of them cryptocurrencies. That looks strong until you read the withdrawal ceiling next to it: €15,000 monthly, with wins above €10,000 paid in monthly instalments. Crypto is on the cashier. It is not a bypass around the payout schedule.
Fiat spans EUR, USD, CHF, PLN, CAD, AUD, NOK, HUF, NZD and KZT. Crypto covers BTC, ETH, LTC, BCH, USDT, XRP, DOGE. To make a deposit to LazyBar casino, accepted methods include Mastercard, Visa, Apple Pay, Google Pay, Skrill, Neteller, Jeton, MiFinity, AstroPay, eZeeWallet, Binance Pay, bank transfer and crypto. Card details can be saved for reuse (Verified by Visa and Mastercard SecureCode supported). If you are depositing in crypto, amounts below the displayed per-currency minimum cannot be processed and are not returnable.
Two cashier facts sit under the same roof. First, no cashout is processed until KYC is fully complete. Second, deposits must be wagered at least 3 times before withdrawal, even without a bonus in play. Together they explain why “instant crypto payout” is not a phrase we use here.
Deposit & Withdrawal Limits, Caps & Processing Times
The withdrawal architecture in exact numbers. Read it once now, save yourself a support ticket later.
Wins above €10,000 are paid in monthly instalments. The overall ceiling is €15,000 per month, scaled by loyalty rank. Any single big win becomes a schedule, not a lump sum.
Minimum deposit: €20 or equivalent across most methods. Minimum withdrawal: €50. Withdrawal caps: €2,000 daily, €5,000 weekly, €15,000 monthly, scaled by loyalty tier. Fastest withdrawal route: crypto and e-wallets, after an up-to-72-hour casino-side processing window. That window starts after KYC completes, not before. On a good day, verified account, e-wallet or crypto, you are looking at 72 hours plus rail time.
What does the LazyBar withdrawal time mean in practice? If you hit a €40,000 slot win, you are not seeing €40,000 next Tuesday. You are seeing €10,000 tranches over four monthly cycles, subject to the daily and weekly caps within each cycle. Factor that in before chasing jackpot titles if you need liquidity.
LazyBar Login and Registration
Two steps, two to three minutes, and a fully working cashier when you land. That is the honest signup timeline. What the timeline does not tell you is that two checkboxes on step one are pre-checked (marketing consent and 18+/T&C acceptance), and the promo code field sits right next to them looking helpful.
Google OAuth is available if you would rather skip the email/password flow. The signup modal displays a Welcome package headline of 100% up to 450 EUR + 250 Free Spins (the exact framing our promotions page uses, distinct from the “up to €1,500” figure on the bonus terms). Marketing consent is opt-in by default; you can opt out later by email or Support, though essential account messages continue.
Setting up an account at LazyBar casino is procedural. The interesting decisions happen at the checkboxes, not at the fields.
Step-by-Step: Creating Your LazyBar Account
One intro line, then the actual sequence. This is what you will see if you sign up now.
- Step 1 fields: Email address, Password, Promo code (optional, but see below), Marketing consent checkbox (pre-checked), Age 18+ and T&C acceptance checkbox (pre-checked). Leave the promo code field blank if you want the Welcome Package. Entering any code here forfeits the automatic Welcome Package bonuses entirely, and that is not a warning we can put next to the field itself.
- Step 2 fields: First name, Last name, Date of birth (DD/MM/YYYY), Phone number with country code selector.
- Activation: instant. The unified account covers casino and sportsbook under one login.
- Deposit: cashier opens immediately, minimum 20 EUR or equivalent for the majority of accepted methods.
- Bonus credit: Welcome Package bonuses credit automatically without codes. Sportsbook welcome bonuses must be selected before making the deposit. HighRoller reload requires code 50HIGH applied before the deposit.
That is the full LazyBar online casino onboarding. No mandatory RG limit setup (unlike UK-licensed casinos), and deposit limits cannot be applied to cryptocurrency deposits, which we return to under Account Controls.
KYC Verification at LazyBar
The KYC gate is where the account meets reality. It triggers before your first withdrawal and can be repeated at any subsequent withdrawal at our internal discretion, without explanation. Deposit-stage checks are also possible, including on the first deposit and again when you close the account.
KYC is mandatory before the first cashout, and no withdrawal is processed until the account is fully verified. Video verification via Skype or Zoom may be requested. A phone call to your registered number may also form part of the process.
Documents required: Passport, national ID card or driver’s license (both sides); Proof of address (utility bill, government document or bank statement, paper document issued within the last 90 days, original PDF of a utility bill accepted); Bank statement showing name and account number; Payment method proof (copy of the credit/debit card used to deposit); Selfie with ID document; Source of funds and source of wealth documentation (on request); Financial transaction history (on request).
Documents in Latin or Cyrillic alphabet only. If you cannot supply them in those scripts, expect a video call. Documents must be supplied within 15 days of request. Withdrawal processing itself takes up to 72 hours once verification is complete. Deposited amounts must also be wagered at least 3 times before any cashout, bonus or not. Faked or fraudulent documents result in confiscation of deposits and winnings, and that is the point in the terms where the operator relationship ends.
LazyBar Personal Account
One account per person, per household, per IP address, per device. Duplicate accounts are closed and winnings voided. The account is single and unified, casino and sportsbook under one login, no separate wallet toggling.
Currency is selected at the cashier stage, not at signup. EUR is our internal operating currency and the default. Playable currencies include EUR, CHF, PLN, CAD, AUD, NOK, HUF, KZT, NZD and others, but there is no in-account conversion or exchange service, so once you deposit in a currency, that is the wallet.
Two facts to note before you settle in. First, deposit limits cannot be applied to cryptocurrency deposits, which is a real gap given crypto is a marketed pillar of this brand. Second, there is a €10 monthly dormancy fee after 12 months of inactivity. The LazyBar app account behaves identically to the web account on both points.
Account Controls & Responsible Gambling Tools
The RG stack is functional, not exhaustive. Read it before you deposit rather than after.
- Self-exclusion: immediate and permanent account closure on request. To close your account, email [email protected] .
- Account-level loss limits: available, applied on request.
- Additional configurable account limits: referenced in the Terms and Conditions, requested by the player.
- Deposit limits, crypto note: deposit limits cannot be applied to cryptocurrency deposits. If you rely on deposit caps as your primary control, fiat is the only channel that supports them.
- Dormancy fee: €10 monthly after 12 months of inactivity. If you plan to walk away for a year, withdraw first.
- Marketing opt-out: by email or via Support for SMS and phone calls, though essential account messages continue.
LazyBar VIP & Loyalty Programs
Four tiers, Bronze through Platinum, climbed via wagering and deposit points. Standard structure for the segment. What is not standard, and what we would isolate before you look at the tier table, is that rakeback runs up to 18% with no cap on the rakeback amount and no cap on winnings from it. Released instantly from €0.1 accumulated.
That “no cap” phrase is doing real work. Most brands cap either the rakeback pool, the withdrawable winnings from it, or both. We do neither. It is the one VIP mechanic on this site that outperforms the sticky welcome by a meaningful margin, and it is available from day one, not gated behind Gold.
Alongside rakeback: slots cashback boost up to 5%, tier bonus rewards to €10,000, higher withdrawal limits by rank. VIP support is 24/7 dedicated from Bronze upward. Personal manager from Silver.
VIP Tier Benefits & Weekly Sports Cashback
The sports cashback ladder is where the tier progression is visible in numbers.
| Tier | Weekly Sports Cashback Rate | Weekly Cap |
|---|---|---|
| Bronze | 6% | 300 EUR |
| Silver | 7% | 1,000 EUR |
| Gold | 8% | 2,000 EUR |
| Platinum | 10% | 5,000 EUR |
Sports cashback runs Monday 01:00 UTC to Sunday 23:59 UTC. Minimum bet 10 EUR, single or multiple. Calculated on net loss versus total deposits for the week. No cashback paid if total deposits are below net loss. Wagering: x1, within 7 days, min multiple odds 2.74, min 3 events, min odds 1.4 per selection.
Rakeback is credited only on slot bets placed with real funds. Bonus bets do not qualify, and the percentage depends on the previous day’s deposit sum. Loyalty Free Spins carry a 50 EUR / 70 CAD / 50 CHF max cashout that persists even after wagering is completed. Calculate expected value on a spin reward with that ceiling in mind.
LazyBar Mobile Experience
Google Play numbers: 4.9/5 from 29,401 reviews, 1M+ downloads, 18+ rating, listed #1 top in Casino, publisher IGAMING AGENCY. Those are the receipts on the Android build. On the iOS side, we state iOS compatibility, but no App Store version or public rating is currently confirmed. That asymmetry reads as Android-first shipping, and we would rather say so than let you assume parity.
The mobile web app runs full-stack: desktop, mobile and tablet layouts, no install required. Feature set mirrors desktop. If you are on iOS and cannot find the App Store build in your region, the mobile web app is not a downgrade. It is the same product without the shortcut icon.
LazyBar App: Android, iOS & Mobile Web
Three access routes, three different confidence levels on what is actually available.
| Platform | Availability | Source / Rating | Install Required |
|---|---|---|---|
| Android | Yes | Google Play, publisher IGAMING AGENCY, 4.9/5 from 29,401 reviews, 1M+ downloads, #1 in Casino | Yes |
| iOS | Operator-stated | No App Store version or rating publicly confirmed | Stated yes, unverified |
| Mobile Web | Yes | Full mobile web app, desktop/mobile/tablet layouts | No |
For the LazyBar app download on Android, Google Play is the direct route. iOS users should verify the build is available in their App Store region before expecting parity with Android. If it is not there, the mobile web app is the working alternative and it does everything the installed app does.
In-App Support & Features
Chat, email and FAQ are all accessible from inside the LazyBar application, not shunted off to a browser. That matters more than it sounds. If your withdrawal ticket needs a screenshot and a document upload at 2am, doing both inside one app instead of switching between an app and a mail client is the difference between a resolved ticket and one you postpone.
Feature parity holds on both the installed apps (iOS/Android) and the mobile web app. Casino, live casino, sportsbook, cashier, KYC upload, VIP dashboard, all accessible from either route.
LazyBar Software Providers
The platform we run on is Extendy, white-label. That is the shell. In practice it means the game lobby, the cashier, the account and KYC flow, the VIP and loyalty logic are all standardised Extendy technology, shared across many differently-branded casinos. If you have played on another Extendy-powered brand, you already know the shape of our cashier and verification requirements before you even sign up.
What is ours: 111 providers curated onto the shelves, nine of them live (Evolution being the load-bearing name), and the 59-title LazyBar Originals studio, which is genuinely in-house. Third-party platform, first-party studio. That combination is worth understanding as a structure rather than as a marketing claim.
Game Studios Behind the LazyBar Catalogue
A count of 111 providers is a headline. Naming the studios is what makes it meaningful.
- Slots providers: Playson, Penguin King, Good Luck Games, BGaming, Pragmatic Play, Spinomenal, Betora, Gamzix, Maybrix Studios, Toucan Royale, Novomatic, Endorphina, Gamebeat, Play’n GO, Evoplay, Belatra Games, Booongo, galaxsys, Alfa Games Studio, Amiry Games.
- Live provider: Evolution anchors the live floor across 308+ tables.
- In-house studio: LazyBar Originals, running Chicken Road, Chicken Road 2, Plinko1000, Penalty Unlimited, Joker’s Clash. A 59-title Original Games category.
- Exclusive shelf partners: Maybrix Studios, Amiry Games, Good Luck Games, Alfa Games Studio, contributing 15 titles you will not see on other brands.
- Platform: Extendy white-label, meaning core infrastructure is shared across multiple brands rather than custom-built for LazyBar alone.
LazyBar Sports Betting
Ten-plus major sports on the book. Football leads with 562 events, Tennis 281, Basketball 88, then Ice Hockey, American Football, Cricket, Volleyball, Handball, Rugby Union, Darts. Live in-play covers football, basketball, tennis, Counter-Strike, ice hockey, volleyball, cricket and simulated esports.
Live streaming is not documented. Playtracker live statistics are available instead. That distinction matters if you are betting in-play on a Championship match or a Counter-Strike map. You are following the numbers, not the video. Some players prefer that. Some do not.
Cash Out is available to exit bets early. ComboBoost applies a multiplier up to 1.5x on accumulators, with a minimum of 3 events and 1.4 odds per event required to qualify. Event Builder, Predictions, Bets Feed and Hot Combos are the distinctive features on the LazyBar sports betting side, and the sportsbook shares the same unified account and cashier as the casino, so there is no wallet-shuffling between the two. Check the minimum odds per event and minimum event count before building a ComboBoost slip; the multiplier does not apply otherwise.
LazyBar Esports Betting
Esports is real on this book, but the categories underneath it are not identical. Counter-Strike and Dota 2 are competitive matches with human players. eSoccer (71 events) and eBasketball (22 events) are simulated feeds. That distinction gets flattened in most lobby menus and it should not be flattened when you are placing a bet.
Live in-play covers Counter-Strike and the simulated esports events. Esports betting operates under the same unified account as the casino and sportsbook: one wallet, one login.
Player Reviews
🇬🇧 Manchester ·
Discovered LazyBar casino last Tuesday after a mate recommended it. Deposited £50, hit Gates of Olympus within the first twenty spins and walked away £340 up. Withdrawal via crypto cleared inside two hours. Genuinely impressed for a site I'd never heard of before.
🇬🇧 Sheffield ·
ok the android app is actually insane, 4.9 stars isn't lying lol. loaded up the live blackjack tables last night and had like 200 tables to pick from?? ended up on a £10 table for two hours, cashout hit my ewallet same day 🎉
🇬🇧 Birmingham ·
I registered on Saturday and completed KYC within the afternoon — asked for the usual documents plus a utility bill. Slightly annoying that you cannot withdraw at all before that first KYC clears, but the live chat agent sorted my query in under five minutes and the process was straightforward enough.
🇬🇧 Leeds ·
put £30 on a football accumulator through the sportsbook side, used the ComboBoost on a 5-team combo and got a 1.4x multiplier on the odds. came in, paid out around £190. cashed out no drama. been using the casino LazyBar for sports mainly now tbh 🙌
🇬🇧 Nottingham ·
The welcome package delivered the first 50 free spins on Gates of Olympus automatically — no code needed, which I appreciated. Wagering at x35 on bonus plus deposit is steep, but I cleared it over about four sessions. Would have given five stars if the monthly withdrawal ceiling weren't capped at €15,000.
🇬🇧 Bristol ·
ngl i tried Chicken Road from the LazyBar Originals section on a whim last friday and i was on it for an hour 😂 such a daft little game but somehow won £60 from a £5 stake. withdrawl went through overnight. love this place
🇬🇧 Edinburgh ·
I deposited £200 last Wednesday and activated the HighRoller reload with code 50HIGH. The 50% bonus credited correctly, however I discovered mid-session that Buy Feature titles only contribute at 50% toward wagering. Lost a good portion before I realised. Bonus terms need to be far more prominently displayed at the point of deposit.